Frequently Asked Questions

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Car insurance is a contract between you and an insurance provider that protects you financially in the event of accidents, theft, or damage to your vehicle. It typically includes coverage for liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverage.

Car insurance is legally required in many places to protect you, other drivers, and property in case of accidents. It provides financial security and helps cover expenses related to vehicle repairs, medical bills, and legal liabilities.

Liability coverage pays for injuries and property damage you cause to others in an accident. It does not cover your own vehicle damages or injuries.

Collision coverage pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of fault.

Comprehensive coverage protects your vehicle against non-collision incidents like theft, vandalism, natural disasters, or hitting an animal.

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